Midtrans — Virtual Account

Virtual Account (VA) through Midtrans allows you to receive payments via bank transfers directly detected by the system.

Supported Banks

• BCA
• BNI
• BRI
• MANDIRI
• PERMATA
• CIMB
• DANAMON

How to Create

Set method_type to virtual_account, and method_detail contains the bank field.

POST /v1/payments/create

{
  "amount": 10000000,
  "currency": "IDR",
  "method_type": "virtual_account",
  "method_detail": {
    "type": "virtual_account",
    "bank": "BCA"
  },
  "customer_name": "Budi Santoso",
  "customer_phone": "081234567890",
  "expiry_minutes": 60
}

Response

{
  "success": true,
  "data": {
    "id": "...",
    "status": "pending",
    "amount": 10000000,
    "method_data": {
      "type": "virtual_account",
      "bank": "BCA",
      "va_number": "123456789012"
    }
  }
}

Display va_number to your customer. Once the customer pays via ATM or M-Banking, Midtrans will notify Gerbang Pay, and you will receive a webhook.